![]() ![]() State Licenses: OneMain Financial Group, LLC (NMLS# 1339418)- CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. OneMain loans include origination fees, which may reduce the amount of money available to pay off other debts. When refinancing or consolidating existing debts, total finance charges over the life of the new loan may be higher than your current debt because the interest rate may be higher and/or the loan term may be longer. Percentage-based fees vary by state ranging from 1% to 10% of the loan subject to certain state limits on the fee amount.Įxample Loan: A $6,000 loan with a 24.99% APR repayable in 60 monthly installments would have monthly payments of $176.07. ![]() Flat fee amounts vary by state, ranging from $25 to $500. Depending on the state where you open the loan, the fee may be a flat amount or percentage of the loan amount. An unsecured loan does not require you to provide collateral (such as a motor vehicle) to the lender. Active-duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.īorrowers in these states are subject to these minimum loan sizes: Alabama: $2,100 California: $3,000 Georgia: Unless you are a present customer, $3,100 North Dakota: $2,000 Ohio: $2,000 Virginia: $2,600.īorrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. ![]() Loan proceeds cannot be used for post-secondary educational expenses for any business or commercial purpose to buy cryptocurrency or other speculative investments or for gambling or illegal purposes. Highly qualified applicants may be offered higher loan amounts and/or lower APRs. APRs are generally higher on loans not secured by a vehicle. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). ![]() Larger loan amounts require a first lien on a motor vehicle no more than 10 years old, that meets our value requirements, titled in your name with valid insurance. Not all applicants qualify for larger loan amounts or most favorable loan terms. Minimum loan amount offered is $1,500 and maximum amount is $20,000. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Loans offered by OneMain have a minimum repayment period of 24 months and a maximum repayment period of 60 months. As a regulated lender and financial institution, OneMain must retain certain records under applicable law. Deleting the mobile app on your device does not close or delete your OneMain loan account. New loan applications cannot be submitted through the mobile app. The OneMain mobile app can be used by current customers to service existing loans and to submit applications to refinance existing loans. We commit to put your financial well-being first, making responsible loans and never compromising your trust. OneMain offers personal and auto loans for a wide range of purposes including:Ĭustomer Commitment and Borrower’s Bill of Rights Mobile access to your OneMain Financial account is at your fingertips. ![]()
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